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房屋净值 Line of Credit
Access your home’s equity in a revolving credit line that can be used anytime.
It's Your Equity to Use on Anything You Want
Access your home’s equity in a revolving credit line that can be used over and over — and over again. Finance up to $250,000 on your primary residence.1
Making your home work for you.
Our introductory interest rate on a 房屋净值 Line of Credit (HELOC) for 12 months is as low as 7.4月750%2. And, with an interest-only feature, your monthly payments can be even more affordable.
我们的HELOC特点:
No points, no lender fee, and no annual fee options2
$0 out-of-pocket options
Low interest-only payments and draw period for 10 years
15-year payment term begins after the 10-year draw period
Loan advances can be taken as needed, and interest is charged only on the funds in use
Interest payments may be tax deductible (consult your tax advisor)
We are available to walk you step-by-step through the process and determine the home loan product that's best for you. Give us a call today at (877) 495-1600, or begin the online loan application today.
Did you know Cal Coast offers a home buying and selling service exclusive to our members? Buying or selling your home can be rewarding and easy with our professional Home Rewards team.
APR = Annual Percentage Rate.
Maximum combined loan-to-value (CLTV) ratio on $250,000 is 75%.
利率 and terms effective as of 10/18/2024 based on credit history, 须经批准, and subject to change without notice. 会员 and credit 须经批准. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. 限制. Introductory Annual Percentage Rate (APR) of 7.750% is offered on single-family owner-occupied homes up to 80% CLTV, for twelve months on new lines only. 之后, rate increases to the Prime Rate as published in the Wall Street Journal, 或者说底价是4.250% APR, whichever is greater, and may adjust a maximum of .每月5%. The maximum APR (Lifetime Cap) is 12%. The minimum APR (Floor Rate) is 4.250%. 贷款 on second homes and investment properties in CA are available at different rates / terms.
韦德开户试玩
有问题? 想了解更多信息? We’re more than happy to get in touch. 大家一起说. 填好表格.